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Colorado FHA Loan Limits for 2024

By megasiteadmin

Updated On

April 18, 2024

Limits by County

*Designates High Cost County with higher limits
County Name1 Unit2 Units3 Units4 Units
ADAMS*$816,500$1,045,250$1,263,500$1,570,200
ALAMOSA$498,257$637,950$771,125$958,350
ARAPAHOE*$816,500$1,045,250$1,263,500$1,570,200
ARCHULETA$498,257$637,950$771,125$958,350
BACA$498,257$637,950$771,125$958,350
BENT$498,257$637,950$771,125$958,350
BOULDER*$856,750$1,096,800$1,325,800$1,647,650
BROOMFIELD*$816,500$1,045,250$1,263,500$1,570,200
CHAFFEE*$632,500$809,700$978,750$1,216,350
CHEYENNE$498,257$637,950$771,125$958,350
CLEAR CREEK*$816,500$1,045,250$1,263,500$1,570,200
CONEJOS$498,257$637,950$771,125$958,350
COSTILLA$498,257$637,950$771,125$958,350
CROWLEY$498,257$637,950$771,125$958,350
CUSTER$498,257$637,950$771,125$958,350
DELTA$498,257$637,950$771,125$958,350
DENVER*$816,500$1,045,250$1,263,500$1,570,200
DOLORES$498,257$637,950$771,125$958,350
DOUGLAS*$816,500$1,045,250$1,263,500$1,570,200
EAGLE*$1,149,825$1,472,250$1,779,525$2,211,600
EL PASO*$517,500$662,500$800,800$995,200
ELBERT*$816,500$1,045,250$1,263,500$1,570,200
FREMONT$498,257$637,950$771,125$958,350
GARFIELD*$1,149,825$1,472,250$1,779,525$2,211,600
GILPIN*$816,500$1,045,250$1,263,500$1,570,200
GRAND*$747,500$956,950$1,156,700$1,437,500
GUNNISON*$633,650$811,200$980,550$1,218,550
HINSDALE$498,257$637,950$771,125$958,350
HUERFANO$498,257$637,950$771,125$958,350
JACKSON$498,257$637,950$771,125$958,350
JEFFERSON*$816,500$1,045,250$1,263,500$1,570,200
KIOWA$498,257$637,950$771,125$958,350
KIT CARSON$498,257$637,950$771,125$958,350
LA PLATA*$655,500$839,150$1,014,350$1,260,600
LAKE$498,257$637,950$771,125$958,350
LARIMER*$632,500$809,700$978,750$1,216,350
LAS ANIMAS$498,257$637,950$771,125$958,350
LINCOLN$498,257$637,950$771,125$958,350
LOGAN$498,257$637,950$771,125$958,350
MESA$498,257$637,950$771,125$958,350
MINERAL$498,257$637,950$771,125$958,350
MOFFAT$498,257$637,950$771,125$958,350
MONTEZUMA$498,257$637,950$771,125$958,350
MONTROSE*$561,200$718,450$868,400$1,079,250
MORGAN$498,257$637,950$771,125$958,350
OTERO$498,257$637,950$771,125$958,350
OURAY*$561,200$718,450$868,400$1,079,250
PARK$816,500$1,045,250$1,263,500$1,570,200
PHILLIPS$498,257$637,950$771,125$958,350
PITKIN*$1,149,825$1,472,250$1,779,525$2,211,600
PROWERS$498,257$637,950$771,125$958,350
PUEBLO$498,257$637,950$771,125$958,350
RIO BLANCO$498,257$637,950$771,125$958,350
RIO GRANDE$498,257$637,950$771,125$958,350
ROUTT*$1,012,000$1,295,550$1,566,050$1,946,200
SAGUACHE$498,257$637,950$771,125$958,350
SAN JUAN*$517,500$662,500$800,800$995,200
SAN MIGUEL*$1,045,350$1,338,250$1,617,650$2,010,350
SEDGWICK$498,257$637,950$771,125$958,350
SUMMIT*$1,006,250$1,288,200$1,557,150$1,935,150
TELLER*$517,500$662,500$800,800$995,200
WASHINGTON$498,257$637,950$771,125$958,350
WELD*$560,050$716,950$866,650$1,077,050
YUMA$498,257$637,950$771,125$958,350
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Karl Freund

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About Me

Karl Freund is the current CEO of Kenneth James Realty, as well as a licensed loan originator.  He has been in the lending and real estate industry for 25 years and achieved well over $1 Billion in sales.  He is a graduate of St. Bonaventure University in New York, and a current resident of Phoenix, Arizona.

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Legal Disclosures

Representative rates are based upon national or state specific averages from lenders quoting on Zillow for preliminary research purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. Representative rates are valid as of 05/20/2024 and assume a minimum credit score of 740 and loan-to-value ratio of 80%, except for FHA and VA loans which assume a minimum credit score of 680-739 and loan-to-value ratio of 96.5% and 100%, respectively. The Jumbo loan amount shown exceeds the highest conforming loan limit in most state or city locations for which rates are being provided. Currently, a Jumbo loan exceeds $766,550 for a single-family home in all states (except Hawaii and Alaska, and a few federally designated markets where the limit is $1,149,825). Estimated monthly payment amounts displayed are based upon principal and interest only, and taxes and insurance are not included in this estimate; the actual payment obligation may be greater. Not all borrowers will qualify for these rates. Final loan approval is subject to criteria established by a lender, including satisfactory appraisal, title review, and underwriting determination, among other criteria. Rates subject to change without notice. Restrictions apply. 

NOTE: Mortgage rate trends are based on historical rate data and the inputs that you select. Changes to inputs will affect the rate trends shown. Mortgage rate trends displayed are for informational purposes only and represent rate trends over time and are based upon national or state specific averages from lenders quoting on Zillow for preliminary research purposes only.

Mortgage rates are displayed through Zillow Group Marketplace, Inc. (“ZGMI”) a licensed mortgage broker, NMLS #1303160. Zillow Group Marketplace, Inc. does not make loans and this is not a commitment to lend. See current list of state licenses and disclosures here. Please note: Adjustable-rate mortgages (ARMs) are loans with interest rates that change after an initial fixed-rate period.

ZGMI does not aid or assist consumers in obtaining loans, solicit consumers or lenders for loans, offer or negotiate terms of loans, make loans or credit decisions in connection with loans, take applications for credit, or issue pre-approval letters. ZGMI allows consumers to provide certain information to lenders. ZGMI does not guarantee that the loan terms or rates offered and made available by lenders are the best terms or lowest rates available in the market.

More details about the rates displayed

  • A 3-year ARM loan of $300,000 at 8.35 % APR with a down payment of $75,000 will have a monthly payment of $2,227.
  • A 5-year ARM loan of $300,000 at 7.67 % APR with a down payment of $75,000 will have a monthly payment of $1,923.
  • A 7-year ARM loan of $300,000 at 7.53 % APR with a down payment of $75,000 will have a monthly payment of $1,942.
  • A 10-Year Fixed Rate loan of $300,000 at 5.95 % APR with a down payment of $75,000 will have a monthly payment of $3,299.
  • A 15-Year Fixed Rate loan of $300,000 at 6.13 % APR with a down payment of $75,000 will have a monthly payment of $2,531.
  • A 20-Year Fixed Rate loan of $300,000 at 6.30 % APR with a down payment of $75,000 will have a monthly payment of $2,187.
  • A 30-Year Fixed Rate loan of $300,000 at 6.74 % APR with a down payment of $75,000 will have a monthly payment of $1,929.
  • A 15-Year Fixed Rate FHA loan of $300,000 at 6.88 % APR with a down payment of $10,880 will have a monthly payment of $2,494.
  • A 15-Year Fixed Rate VA loan of $300,000 at 6.25 % APR with a down payment of $0 will have a monthly payment of $2,492.
  • A 30-Year Fixed Rate FHA loan of $300,000 at 7.08 % APR with a down payment of $10,880 will have a monthly payment of $1,798.
  • A 30-Year Fixed Rate VA loan of $300,000 at 6.35 % APR with a down payment of $0 will have a monthly payment of $1,812.
  • A 15-Year Fixed Rate Jumbo loan of $766,551 at 6.84 % APR with a down payment of $191,637 will have a monthly payment of $6,783.
  • A 3-year ARM Jumbo loan of $766,551 at 7.57 % APR with a down payment of $191,637 will have a monthly payment of $4,473.
  • A 30-Year Fixed Rate Jumbo loan of $766,551 at 6.92 % APR with a down payment of $191,637 will have a monthly payment of $5,024.
  • A 5-year ARM Jumbo loan of $766,551 at 7.67 % APR with a down payment of $191,637 will have a monthly payment of $5,054.
  • A 7-year ARM Jumbo loan of $766,551 at 7.48 % APR with a down payment of $191,637 will have a monthly payment of $5,010.
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