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Texas FHA Loan Limits for 2024

By megasiteadmin

Updated On

April 18, 2024

Limits by County

*Designates High Cost County with higher limits

County

Single Family

Two-Family

Three-Family

Four-Family

ANDERSON

$498,257

$637,950

$771,125

$958,350

ANDREWS

$498,257

$637,950

$771,125

$958,350

ANGELINA

$498,257

$637,950

$771,125

$958,350

ARANSAS

$498,257

$637,950

$771,125

$958,350

ARCHER

$498,257

$637,950

$771,125

$958,350

ARMSTRONG

$498,257

$637,950

$771,125

$958,350

ATASCOSA*

$557,750

$714,000

$863,100

$1,072,600

AUSTIN

$498,257

$637,950

$771,125

$958,350

BAILEY

$498,257

$637,950

$771,125

$958,350

BANDERA*

$557,750

$714,000

$863,100

$1,072,600

BASTROP*

$571,550

$731,700

$884,450

$1,099,150

BAYLOR

$498,257

$637,950

$771,125

$958,350

BEE

$498,257

$637,950

$771,125

$958,350

BELL

$498,257

$637,950

$771,125

$958,350

BEXAR*

$557,750

$714,000

$863,100

$1,072,600

BLANCO

$498,257

$637,950

$771,125

$958,350

BORDEN

$498,257

$637,950

$771,125

$958,350

BOSQUE

$498,257

$637,950

$771,125

$958,350

BOWIE

$498,257

$637,950

$771,125

$958,350

BRAZORIA

$498,257

$637,950

$771,125

$958,350

BRAZOS

$498,257

$637,950

$771,125

$958,350

BREWSTER

$498,257

$637,950

$771,125

$958,350

BRISCOE

$498,257

$637,950

$771,125

$958,350

BROOKS

$498,257

$637,950

$771,125

$958,350

BROWN

$498,257

$637,950

$771,125

$958,350

BURLESON

$498,257

$637,950

$771,125

$958,350

BURNET

$498,257

$637,950

$771,125

$958,350

CALDWELL*

$571,550

$731,700

$884,450

$1,099,150

CALHOUN

$498,257

$637,950

$771,125

$958,350

CALLAHAN

$498,257

$637,950

$771,125

$958,350

CAMERON

$498,257

$637,950

$771,125

$958,350

CAMP

$498,257

$637,950

$771,125

$958,350

CARSON

$498,257

$637,950

$771,125

$958,350

CASS

$498,257

$637,950

$771,125

$958,350

CASTRO

$498,257

$637,950

$771,125

$958,350

CHAMBERS

$498,257

$637,950

$771,125

$958,350

CHEROKEE

$498,257

$637,950

$771,125

$958,350

CHILDRESS

$498,257

$637,950

$771,125

$958,350

CLAY

$498,257

$637,950

$771,125

$958,350

COCHRAN

$498,257

$637,950

$771,125

$958,350

COKE

$498,257

$637,950

$771,125

$958,350

COLEMAN

$498,257

$637,950

$771,125

$958,350

COLLIN*

$563,500

$721,400

$872,000

$1,083,650

COLLINGSWORTH

$498,257

$637,950

$771,125

$958,350

COLORADO

$498,257

$637,950

$771,125

$958,350

COMAL*

$557,750

$714,000

$863,100

$1,072,600

COMANCHE

$498,257

$637,950

$771,125

$958,350

CONCHO

$498,257

$637,950

$771,125

$958,350

COOKE

$498,257

$637,950

$771,125

$958,350

CORYELL

$498,257

$637,950

$771,125

$958,350

COTTLE

$498,257

$637,950

$771,125

$958,350

CRANE

$498,257

$637,950

$771,125

$958,350

CROCKETT

$498,257

$637,950

$771,125

$958,350

CROSBY

$498,257

$637,950

$771,125

$958,350

CULBERSON

$498,257

$637,950

$771,125

$958,350

DALLAM

$498,257

$637,950

$771,125

$958,350

DALLAS*

$563,500

$721,400

$872,000

$1,083,650

DAWSON

$498,257

$637,950

$771,125

$958,350

DEAF SMITH

$498,257

$637,950

$771,125

$958,350

DELTA

$498,257

$637,950

$771,125

$958,350

DENTON*

$563,500

$721,400

$872,000

$1,083,650

DEWITT

$498,257

$637,950

$771,125

$958,350

DICKENS

$498,257

$637,950

$771,125

$958,350

DIMMIT

$498,257

$637,950

$771,125

$958,350

DONLEY

$498,257

$637,950

$771,125

$958,350

DUVAL

$498,257

$637,950

$771,125

$958,350

EASTLAND

$498,257

$637,950

$771,125

$958,350

ECTOR

$498,257

$637,950

$771,125

$958,350

EDWARDS

$498,257

$637,950

$771,125

$958,350

EL PASO

$498,257

$637,950

$771,125

$958,350

ELLIS*

$563,500

$721,400

$872,000

$1,083,650

ERATH

$498,257

$637,950

$771,125

$958,350

FALLS

$498,257

$637,950

$771,125

$958,350

FANNIN

$498,257

$637,950

$771,125

$958,350

FAYETTE

$498,257

$637,950

$771,125

$958,350

FISHER

$498,257

$637,950

$771,125

$958,350

FLOYD

$498,257

$637,950

$771,125

$958,350

FOARD

$498,257

$637,950

$771,125

$958,350

FORT BEND

$498,257

$637,950

$771,125

$958,350

FRANKLIN

$498,257

$637,950

$771,125

$958,350

FREESTONE

$498,257

$637,950

$771,125

$958,350

FRIO

$498,257

$637,950

$771,125

$958,350

GAINES

$498,257

$637,950

$771,125

$958,350

GALVESTON

$498,257

$637,950

$771,125

$958,350

GARZA

$498,257

$637,950

$771,125

$958,350

GILLESPIE

$498,257

$637,950

$771,125

$958,350

GLASSCOCK

$498,257

$637,950

$771,125

$958,350

GOLIAD

$498,257

$637,950

$771,125

$958,350

GONZALES

$498,257

$637,950

$771,125

$958,350

GRAY

$498,257

$637,950

$771,125

$958,350

GRAYSON

$498,257

$637,950

$771,125

$958,350

GREGG

$498,257

$637,950

$771,125

$958,350

GRIMES

$498,257

$637,950

$771,125

$958,350

GUADALUPE*

$557,750

$714,000

$863,100

$1,072,600

HALE

$498,257

$637,950

$771,125

$958,350

HALL

$498,257

$637,950

$771,125

$958,350

HAMILTON

$498,257

$637,950

$771,125

$958,350

HANSFORD

$498,257

$637,950

$771,125

$958,350

HARDEMAN

$498,257

$637,950

$771,125

$958,350

HARDIN

$498,257

$637,950

$771,125

$958,350

HARRIS

$498,257

$637,950

$771,125

$958,350

HARRISON

$498,257

$637,950

$771,125

$958,350

HARTLEY

$498,257

$637,950

$771,125

$958,350

HASKELL

$498,257

$637,950

$771,125

$958,350

HAYS*

$571,550

$731,700

$884,450

$1,099,150

HEMPHILL

$498,257

$637,950

$771,125

$958,350

HENDERSON

$498,257

$637,950

$771,125

$958,350

HIDALGO

$498,257

$637,950

$771,125

$958,350

HILL

$498,257

$637,950

$771,125

$958,350

HOCKLEY

$498,257

$637,950

$771,125

$958,350

HOOD

$498,257

$637,950

$771,125

$958,350

HOPKINS

$498,257

$637,950

$771,125

$958,350

HOUSTON

$498,257

$637,950

$771,125

$958,350

HOWARD

$498,257

$637,950

$771,125

$958,350

HUDSPETH

$498,257

$637,950

$771,125

$958,350

HUNT*

$563,500

$721,400

$872,000

$1,083,650

HUTCHINSON

$498,257

$637,950

$771,125

$958,350

IRION

$498,257

$637,950

$771,125

$958,350

JACK

$498,257

$637,950

$771,125

$958,350

JACKSON

$498,257

$637,950

$771,125

$958,350

JASPER

$498,257

$637,950

$771,125

$958,350

JEFF DAVIS

$498,257

$637,950

$771,125

$958,350

JEFFERSON

$498,257

$637,950

$771,125

$958,350

JIM HOGG

$498,257

$637,950

$771,125

$958,350

JIM WELLS

$498,257

$637,950

$771,125

$958,350

JOHNSON*

$563,500

$721,400

$872,000

$1,083,650

JONES

$498,257

$637,950

$771,125

$958,350

KARNES

$498,257

$637,950

$771,125

$958,350

KAUFMAN*

$563,500

$721,400

$872,000

$1,083,650

KENDALL*

$557,750

$714,000

$863,100

$1,072,600

KENEDY

$498,257

$637,950

$771,125

$958,350

KENT

$498,257

$637,950

$771,125

$958,350

KERR

$498,257

$637,950

$771,125

$958,350

KIMBLE

$498,257

$637,950

$771,125

$958,350

KING

$498,257

$637,950

$771,125

$958,350

KINNEY

$498,257

$637,950

$771,125

$958,350

KLEBERG

$498,257

$637,950

$771,125

$958,350

KNOX

$498,257

$637,950

$771,125

$958,350

LA SALLE

$498,257

$637,950

$771,125

$958,350

LAMAR

$498,257

$637,950

$771,125

$958,350

LAMB

$498,257

$637,950

$771,125

$958,350

LAMPASAS

$498,257

$637,950

$771,125

$958,350

LAVACA

$498,257

$637,950

$771,125

$958,350

LEE

$498,257

$637,950

$771,125

$958,350

LEON

$498,257

$637,950

$771,125

$958,350

LIBERTY

$498,257

$637,950

$771,125

$958,350

LIMESTONE

$498,257

$637,950

$771,125

$958,350

LIPSCOMB

$498,257

$637,950

$771,125

$958,350

LIVE OAK

$498,257

$637,950

$771,125

$958,350

LLANO

$498,257

$637,950

$771,125

$958,350

LOVING

$498,257

$637,950

$771,125

$958,350

LUBBOCK

$498,257

$637,950

$771,125

$958,350

LYNN

$498,257

$637,950

$771,125

$958,350

MADISON

$498,257

$637,950

$771,125

$958,350

MARION

$498,257

$637,950

$771,125

$958,350

MARTIN

$498,257

$637,950

$771,125

$958,350

MASON

$498,257

$637,950

$771,125

$958,350

MATAGORDA

$498,257

$637,950

$771,125

$958,350

MAVERICK

$498,257

$637,950

$771,125

$958,350

MCCULLOCH

$498,257

$637,950

$771,125

$958,350

MCLENNAN

$498,257

$637,950

$771,125

$958,350

MCMULLEN

$498,257

$637,950

$771,125

$958,350

MEDINA*

$557,750

$714,000

$863,100

$1,072,600

MENARD

$498,257

$637,950

$771,125

$958,350

MIDLAND

$498,257

$637,950

$771,125

$958,350

MILAM

$498,257

$637,950

$771,125

$958,350

MILLS

$498,257

$637,950

$771,125

$958,350

MITCHELL

$498,257

$637,950

$771,125

$958,350

MONTAGUE

$498,257

$637,950

$771,125

$958,350

MONTGOMERY

$498,257

$637,950

$771,125

$958,350

MOORE

$498,257

$637,950

$771,125

$958,350

MORRIS

$498,257

$637,950

$771,125

$958,350

MOTLEY

$498,257

$637,950

$771,125

$958,350

NACOGDOCHES

$498,257

$637,950

$771,125

$958,350

NAVARRO

$498,257

$637,950

$771,125

$958,350

NEWTON

$498,257

$637,950

$771,125

$958,350

NOLAN

$498,257

$637,950

$771,125

$958,350

NUECES

$498,257

$637,950

$771,125

$958,350

OCHILTREE

$498,257

$637,950

$771,125

$958,350

OLDHAM

$498,257

$637,950

$771,125

$958,350

ORANGE

$498,257

$637,950

$771,125

$958,350

PALO PINTO

$498,257

$637,950

$771,125

$958,350

PANOLA

$498,257

$637,950

$771,125

$958,350

PARKER*

$563,500

$721,400

$872,000

$1,083,650

PARMER

$498,257

$637,950

$771,125

$958,350

PECOS

$498,257

$637,950

$771,125

$958,350

POLK

$498,257

$637,950

$771,125

$958,350

POTTER

$498,257

$637,950

$771,125

$958,350

PRESIDIO

$498,257

$637,950

$771,125

$958,350

RAINS

$498,257

$637,950

$771,125

$958,350

RANDALL

$498,257

$637,950

$771,125

$958,350

REAGAN

$498,257

$637,950

$771,125

$958,350

REAL

$498,257

$637,950

$771,125

$958,350

RED RIVER

$498,257

$637,950

$771,125

$958,350

REEVES

$498,257

$637,950

$771,125

$958,350

REFUGIO

$498,257

$637,950

$771,125

$958,350

ROBERTS

$498,257

$637,950

$771,125

$958,350

ROBERTSON

$498,257

$637,950

$771,125

$958,350

ROCKWALL*

$563,500

$721,400

$872,000

$1,083,650

RUNNELS

$498,257

$637,950

$771,125

$958,350

RUSK

$498,257

$637,950

$771,125

$958,350

SABINE

$498,257

$637,950

$771,125

$958,350

SAN AUGUSTINE

$498,257

$637,950

$771,125

$958,350

SAN JACINTO

$498,257

$637,950

$771,125

$958,350

SAN PATRICIO

$498,257

$637,950

$771,125

$958,350

SAN SABA

$498,257

$637,950

$771,125

$958,350

SCHLEICHER

$498,257

$637,950

$771,125

$958,350

SCURRY

$498,257

$637,950

$771,125

$958,350

SHACKELFORD

$498,257

$637,950

$771,125

$958,350

SHELBY

$498,257

$637,950

$771,125

$958,350

SHERMAN

$498,257

$637,950

$771,125

$958,350

SMITH

$498,257

$637,950

$771,125

$958,350

SOMERVELL

$498,257

$637,950

$771,125

$958,350

STARR

$498,257

$637,950

$771,125

$958,350

STEPHENS

$498,257

$637,950

$771,125

$958,350

STERLING

$498,257

$637,950

$771,125

$958,350

STONEWALL

$498,257

$637,950

$771,125

$958,350

SUTTON

$498,257

$637,950

$771,125

$958,350

SWISHER

$498,257

$637,950

$771,125

$958,350

TARRANT*

$563,500

$721,400

$872,000

$1,083,650

TAYLOR

$498,257

$637,950

$771,125

$958,350

TERRELL

$498,257

$637,950

$771,125

$958,350

TERRY

$498,257

$637,950

$771,125

$958,350

THROCKMORTON

$498,257

$637,950

$771,125

$958,350

TITUS

$498,257

$637,950

$771,125

$958,350

TOM GREEN

$498,257

$637,950

$771,125

$958,350

TRAVIS*

$571,550

$731,700

$884,450

$1,099,150

TRINITY

$498,257

$637,950

$771,125

$958,350

TYLER

$498,257

$637,950

$771,125

$958,350

UPSHUR

$498,257

$637,950

$771,125

$958,350

UPTON

$498,257

$637,950

$771,125

$958,350

UVALDE

$498,257

$637,950

$771,125

$958,350

VAL VERDE

$498,257

$637,950

$771,125

$958,350

VAN ZANDT

$498,257

$637,950

$771,125

$958,350

VICTORIA

$498,257

$637,950

$771,125

$958,350

WALKER

$498,257

$637,950

$771,125

$958,350

WALLER

$498,257

$637,950

$771,125

$958,350

WARD

$498,257

$637,950

$771,125

$958,350

WASHINGTON

$498,257

$637,950

$771,125

$958,350

WEBB

$498,257

$637,950

$771,125

$958,350

WHARTON

$498,257

$637,950

$771,125

$958,350

WHEELER

$498,257

$637,950

$771,125

$958,350

WICHITA

$498,257

$637,950

$771,125

$958,350

WILBARGER

$498,257

$637,950

$771,125

$958,350

WILLACY

$498,257

$637,950

$771,125

$958,350

WILLIAMSON*

$571,550

$731,700

$884,450

$1,099,150

WILSON*

$557,750

$714,000

$863,100

$1,072,600

WINKLER

$498,257

$637,950

$771,125

$958,350

WISE*

$563,500

$721,400

$872,000

$1,083,650

WOOD

$498,257

$637,950

$771,125

$958,350

YOAKUM

$498,257

$637,950

$771,125

$958,350

YOUNG

$498,257

$637,950

$771,125

$958,350

ZAPATA

$498,257

$637,950

$771,125

$958,350

ZAVALA

$498,257

$637,950

$771,125

$958,350

About Me

Karl Freund is the current CEO of Kenneth James Realty, as well as a licensed loan originator.  He has been in the lending and real estate industry for 25 years and achieved well over $1 Billion in sales.  He is a graduate of St. Bonaventure University in New York, and a current resident of Phoenix, Arizona.

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Legal Disclosures

Representative rates are based upon national or state specific averages from lenders quoting on Zillow for preliminary research purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. Representative rates are valid as of 05/20/2024 and assume a minimum credit score of 740 and loan-to-value ratio of 80%, except for FHA and VA loans which assume a minimum credit score of 680-739 and loan-to-value ratio of 96.5% and 100%, respectively. The Jumbo loan amount shown exceeds the highest conforming loan limit in most state or city locations for which rates are being provided. Currently, a Jumbo loan exceeds $766,550 for a single-family home in all states (except Hawaii and Alaska, and a few federally designated markets where the limit is $1,149,825). Estimated monthly payment amounts displayed are based upon principal and interest only, and taxes and insurance are not included in this estimate; the actual payment obligation may be greater. Not all borrowers will qualify for these rates. Final loan approval is subject to criteria established by a lender, including satisfactory appraisal, title review, and underwriting determination, among other criteria. Rates subject to change without notice. Restrictions apply. 

NOTE: Mortgage rate trends are based on historical rate data and the inputs that you select. Changes to inputs will affect the rate trends shown. Mortgage rate trends displayed are for informational purposes only and represent rate trends over time and are based upon national or state specific averages from lenders quoting on Zillow for preliminary research purposes only.

Mortgage rates are displayed through Zillow Group Marketplace, Inc. (“ZGMI”) a licensed mortgage broker, NMLS #1303160. Zillow Group Marketplace, Inc. does not make loans and this is not a commitment to lend. See current list of state licenses and disclosures here. Please note: Adjustable-rate mortgages (ARMs) are loans with interest rates that change after an initial fixed-rate period.

ZGMI does not aid or assist consumers in obtaining loans, solicit consumers or lenders for loans, offer or negotiate terms of loans, make loans or credit decisions in connection with loans, take applications for credit, or issue pre-approval letters. ZGMI allows consumers to provide certain information to lenders. ZGMI does not guarantee that the loan terms or rates offered and made available by lenders are the best terms or lowest rates available in the market.

More details about the rates displayed

  • A 3-year ARM loan of $300,000 at 8.35 % APR with a down payment of $75,000 will have a monthly payment of $2,227.
  • A 5-year ARM loan of $300,000 at 7.67 % APR with a down payment of $75,000 will have a monthly payment of $1,923.
  • A 7-year ARM loan of $300,000 at 7.53 % APR with a down payment of $75,000 will have a monthly payment of $1,942.
  • A 10-Year Fixed Rate loan of $300,000 at 5.95 % APR with a down payment of $75,000 will have a monthly payment of $3,299.
  • A 15-Year Fixed Rate loan of $300,000 at 6.13 % APR with a down payment of $75,000 will have a monthly payment of $2,531.
  • A 20-Year Fixed Rate loan of $300,000 at 6.30 % APR with a down payment of $75,000 will have a monthly payment of $2,187.
  • A 30-Year Fixed Rate loan of $300,000 at 6.74 % APR with a down payment of $75,000 will have a monthly payment of $1,929.
  • A 15-Year Fixed Rate FHA loan of $300,000 at 6.88 % APR with a down payment of $10,880 will have a monthly payment of $2,494.
  • A 15-Year Fixed Rate VA loan of $300,000 at 6.25 % APR with a down payment of $0 will have a monthly payment of $2,492.
  • A 30-Year Fixed Rate FHA loan of $300,000 at 7.08 % APR with a down payment of $10,880 will have a monthly payment of $1,798.
  • A 30-Year Fixed Rate VA loan of $300,000 at 6.35 % APR with a down payment of $0 will have a monthly payment of $1,812.
  • A 15-Year Fixed Rate Jumbo loan of $766,551 at 6.84 % APR with a down payment of $191,637 will have a monthly payment of $6,783.
  • A 3-year ARM Jumbo loan of $766,551 at 7.57 % APR with a down payment of $191,637 will have a monthly payment of $4,473.
  • A 30-Year Fixed Rate Jumbo loan of $766,551 at 6.92 % APR with a down payment of $191,637 will have a monthly payment of $5,024.
  • A 5-year ARM Jumbo loan of $766,551 at 7.67 % APR with a down payment of $191,637 will have a monthly payment of $5,054.
  • A 7-year ARM Jumbo loan of $766,551 at 7.48 % APR with a down payment of $191,637 will have a monthly payment of $5,010.
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